Hope you can forgive my absence. Truth be told I have kind of fallen off several bandwagons lately. It all started with my exam that I wrote 2 weeks ago, which did not go great. I now have to retake the course (which does not start for another 8 months!) which is putting a big delay on my schooling. In addition, I only failed by one point (!!!) which made me appeal the mark, but that didn't do anything. So after having paid the $195 for the appeal, I still have to pay an additional $980 to retake the course. This unfortunate turn of events has caused me to turn to retail therapy. Which as you can imagine never turns out well, and last night was the first time in 2 weeks that I even checked my credit cards, which will take a bit of a time to pay off.
Falling off the spending and schooling bandwagons has also caused me to not post, since I am too ashamed and distressed by what is going on. It's a vicious cycle, really.
But I am dealing, and theses misfortunes are making me appreciate the good parts of life even more, so not all is lost.
So I turn the table to you. What do you do when you are down on your luck? How do you keep yourselves motivated, and how do you allow yourself to indulge if your budget has no room for extravagances?